About
YNAB is a budgeting app that helps you plan spending, track expenses, and pay down debt. Link your financial accounts to automatically import transactions, or add them manually. Share unlimited budgets with up to six people on one subscription, with real-time updates across devices. Features include a Loan Planner to calculate debt payoff timelines and interest saved, Siri integration for on-the-go updates, and goal tracking to visualize progress toward financial priorities. The app reports that 92% of users feel less stressed about money, with the average user saving $600 in the first month and $6,000 in the first year.
Highlights
- Link financial accounts to automatically import transactions, or add them manually
- Share unlimited budgets with up to six people on one subscription with real-time device sync
- Loan Planner calculates debt payoff timeline and interest saved
- Siri integration to update your plan and check expense category balances
- Goal tracking and net worth visualization to monitor financial progress
Best for
Individuals and couples looking to reduce financial stress, pay down debt, and coordinate spending across multiple people. Users seeking structured budgeting with shared planning capabilities and community support.
At a glance
YNAB is rated 4.8 out of 5 from 45,165 ratings and is available on iOS and Android — all free to download.
It is developed by You Need A Budget LLC.
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