About
Monarch is a personal finance app that consolidates all your bank accounts, credit cards, and investments into one dashboard for complete money visibility. Connect your accounts and Monarch auto-categorizes transactions, tracks net worth, monitors subscriptions and bills, and generates spending reports across custom categories. Choose between Flex or Category budgeting modes, set savings goals with monthly contributions, and invite your partner, household members, or financial professionals to collaborate at no extra cost. The app features bank-level security, read-only access to prevent unauthorized transfers, and no ads or credential storage. Recognized by Wall Street Journal as Best Budgeting App and Forbes as Best Mint Replacement.
Highlights
- Connect multiple accounts and auto-categorize transactions across banks, credit cards, and investments
- Two budgeting modes: Flex Budgeting or Category Budgeting with visual progress bars and dashboard widget
- Invite partners, household members, or financial professionals to collaborate at no extra cost
- Track subscriptions and bills with calendar view, notifications, and one-click cancellation
- Bank-level security with read-only access and no credential storage
- Create and monitor savings goals with monthly contribution tracking
Best for
Couples and families managing shared finances, individuals seeking a Mint replacement, and anyone wanting to consolidate multiple accounts into one dashboard for comprehensive money visibility and collaborative budgeting.
At a glance
Monarch: Budget & Track Money is rated 4.9 out of 5 from 31,786 ratings and is available on iOS and Android — all free to download.
It is developed by Monarch Money, Inc..
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