About
Pennies is a budgeting app for iPhone, iPad, and Apple Watch that calculates your daily spending allowance and adjusts it based on whether you spend less or more each day. It offers flexible budget frequencies—weekly, monthly, bi-weekly, twice-monthly, custom, and one-off—starting on any day you choose, with unlimited budgets per user. The app syncs across all iOS devices via iCloud, supports multiple currencies, lets you transfer money between budgets, and includes a Today widget and Apple Watch app. Designed for simplicity, Pennies skips charts and complex breakdowns, showing only the amount you have left to spend.
Highlights
- Daily spending allowance that adjusts based on whether you spend less or more each day
- Flexible budget frequencies: weekly, monthly, bi-weekly, twice-monthly, custom, and one-off budgets starting any day
- Unlimited budgets with no limit on how many you can create
- Instant sync across iPhone, iPad, and Apple Watch via iCloud
- Support for multiple currencies and transfers between budgets
- Today widget for quick access to daily budget status
Best for
Everyday people who want a straightforward way to track spending and manage multiple budgets without complex charts or breakdowns. Works for anyone using iOS devices who needs their budget synced across iPhone, iPad, and Apple Watch.
At a glance
Pennies: Budget & Bill Tracker is rated 4.6 out of 5 from 1,581 ratings and is available on iOS.
It is developed by Super Useful Ltd.
Screenshots
Frequently Asked Questions
- Is Pennies: Budget & Bill Tracker free?
- Pennies: Budget & Bill Tracker is a paid app, starting at $0.05.
- What platforms is Pennies: Budget & Bill Tracker available on?
- Pennies: Budget & Bill Tracker is available on iOS.
- What is Pennies?
- Pennies is a budgeting app for iPhone, iPad, and Apple Watch that calculates how much you can spend each day and adjusts your allowance based on your actual spending. It syncs across all your iOS devices via iCloud and supports unlimited budgets with flexible scheduling options.
- How does Pennies calculate my daily spending allowance?
- Pennies tells you how much you have to spend today. If you spend less, it gives you more money to spend tomorrow. If you spend more, it adjusts accordingly, keeping your budget on track.
- Can I use Pennies on multiple devices?
- Yes. Pennies installs on iPhone, iPad, and Apple Watch and automatically syncs your budgets across all devices via iCloud.
- What budget frequencies does Pennies support?
- Pennies offers weekly, monthly, bi-weekly, twice-monthly, custom, and one-off budgets, each starting on any day you choose.
- What are the alternatives to Pennies: Budget & Bill Tracker?
- Pennies: Budget & Bill Tracker is similar to Famzam: Split Bills & Expenses, Cash App, Monzo Bank - Mobile Banking, and Monarch: Budget & Track Money. Browse related apps by tag: finance and budgeting.
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