About
Pennies is a budgeting app for iPhone, iPad, and Apple Watch that calculates your daily spending allowance and adjusts it based on whether you spend less or more each day. It offers flexible budget cycles—weekly, monthly, bi-weekly, twice-monthly, custom, and one-off—starting on any day you choose, with unlimited budgets and support for multiple currencies. The app syncs across all your iOS devices via iCloud, lets you transfer money between budgets, add expenses to past dates, and includes a Today widget and Apple Watch support. Designed for simplicity, Pennies skips charts and complex breakdowns, focusing only on the amount you have available to spend.
Highlights
- Daily spending allowance that adjusts based on whether you spend less or more each day
- Flexible budget cycles: weekly, monthly, bi-weekly, twice-monthly, custom, and one-off, starting any day
- Unlimited budgets with support for multiple currencies and transfers between budgets
- Syncs across iPhone, iPad, and Apple Watch via iCloud with Today widget support
- Add and edit expenses to previous dates; app recalculates budgets automatically
Best for
People who want a straightforward approach to daily spending management without charts or complex categorization, and those who need flexible budget cycles that align with their specific pay schedule or lifestyle.
At a glance
Pennies: Bill & Budget Tracker is rated 4.6 out of 5 from 1,581 ratings and is available on iOS.
It is developed by Super Useful Ltd.
Screenshots
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