About
PhonePe is a payments app that lets you send money via BHIM UPI, pay bills, recharge mobile phones and DTH, and shop online and offline across India. Link your bank account to transfer money instantly to 140+ supported banks, scan QR codes to pay at local stores, or use your credit card and debit card for online purchases at Flipkart, Amazon, Zomato, Swiggy, and other retailers. Beyond payments, PhonePe offers mutual funds (liquid, tax-saving, equity, debt, and hybrid funds), insurance (health, term life, car, bike, travel, and shop insurance), and 24K gold buying. You can also manage multiple bank accounts, check balances, save beneficiaries, and track refunds from shopping websites.
Highlights
- BHIM UPI money transfers to 140+ banks with instant settlement
- QR code scanning for offline payments at local stores and merchants
- Mobile recharge and DTH bill payments for major Indian providers
- Mutual funds investing with liquid, tax-saving, equity, debt, and hybrid fund options
- Insurance policies including health, term life, car, bike, and travel coverage
- 24K pure gold buying with assured purity for savings
Best for
Indian consumers managing everyday payments, bill payments, and mobile recharges through a single app, as well as individuals interested in investing in mutual funds and purchasing insurance policies online.
At a glance
PhonePe UPI, Payment, Recharge is rated 4.8 out of 5 from 94,427 ratings and is available on iOS and Android — all free to download.
It is developed by PHONEPE PRIVATE LIMITED.
Screenshots
Frequently Asked Questions
- Is PhonePe UPI, Payment, Recharge free?
- Yes — PhonePe UPI, Payment, Recharge is free to download on iOS and Android.
- What platforms is PhonePe UPI, Payment, Recharge available on?
- PhonePe UPI, Payment, Recharge is available on iOS and Android.
- What is PhonePe?
- PhonePe is a payments app that supports BHIM UPI money transfers, credit and debit card payments, bill payments, mobile recharges, mutual fund investments, and insurance purchases across India.
- Which banks does PhonePe support?
- PhonePe works with 140+ banks including SBI, HDFC, ICICI, and other major Indian banks for account linking and money transfers.
- Can I pay offline with PhonePe?
- Yes, you can scan QR codes at local stores, kirana shops, food outlets, and medicine shops to make offline payments.
- What types of insurance can I buy on PhonePe?
- PhonePe offers health insurance, term life insurance, car and two-wheeler insurance, personal accident insurance, travel insurance, and shop insurance.
- What are the alternatives to PhonePe UPI, Payment, Recharge?
- PhonePe UPI, Payment, Recharge is similar to Revolut: Send, spend and save, Cash App, Robinhood: Trading & Investing, and Monzo Bank - Mobile Banking. Browse related apps by tag: fintech, banking, and investing.
