About
PhonePe is a payments app that lets you transfer money via BHIM UPI, pay bills, make online and offline purchases, and manage multiple bank accounts across 140+ banks. Beyond payments, you can invest in mutual funds (liquid, tax-saving, equity, debt, and hybrid funds), buy or renew insurance policies (health, car, bike, travel, and personal accident), purchase 24K gold, recharge mobile and DTH services, and pay utility bills. Scan QR codes at local stores for offline payments, or use your credit card, debit card, or wallet for online shopping on Flipkart, Amazon, Zomato, and other platforms.
Highlights
- BHIM UPI money transfer and bill payments across 140+ banks
- Mutual funds investing with liquid, tax-saving, equity, debt, and hybrid fund options
- Insurance policies including health, car, bike, travel, and personal accident coverage
- Offline QR code scanning for payments at local stores and online shopping integration
- Mobile and DTH recharge for major providers including Airtel, Jio, Vi, and BSNL
Best for
Indian users who need a unified platform for everyday payments, bill management, and financial services. Suited for those managing multiple bank accounts, shopping online across major retailers, and seeking investment and insurance options in a single app.
At a glance
PhonePe: Secure Payments App is rated 4.8 out of 5 from 94,427 ratings and is available on iOS and Android — all free to download.
It is developed by PHONEPE PRIVATE LIMITED.
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