About
PhonePe is a payments app that lets you transfer money via BHIM UPI, pay bills, make online and offline purchases, and manage investments all in one place. Link your bank account to send money instantly to 140+ supported banks, scan QR codes to pay at local stores, or use your credit card, debit card, or wallet. Beyond payments, you can recharge mobile phones and DTH services, buy or renew insurance policies (health, car, bike, travel, and personal accident), invest in mutual funds across liquid, equity, debt, hybrid, and tax-saving categories, and purchase 24K gold. The app handles utility bills, credit card payments, and lets you manage refunds from shopping sites.
Highlights
- BHIM UPI money transfers to 140+ banks with instant settlement
- Scan and pay via QR code at local stores, kirana shops, and restaurants
- Mutual funds across liquid, equity, debt, hybrid, and tax-saving categories
- Insurance policies including health, car, bike, travel, and personal accident coverage
- Mobile and DTH recharge for Airtel, Jio, Vi, BSNL, MTNL, TataPlay, and other providers
- Utility bill payments for electricity, water, gas, landline, broadband, and credit cards
Best for
People in India who want a single app to handle everyday payments, bill management, and financial investments. Users who need to transfer money via UPI, pay at local stores via QR code, recharge mobile services, and manage insurance or mutual fund portfolios.
At a glance
PhonePe: Secure Payments App is rated 4.8 out of 5 from 94,427 ratings and is available on iOS and Android — all free to download.
It is developed by PHONEPE PRIVATE LIMITED.
Screenshots
Frequently Asked Questions
- Is PhonePe: Secure Payments App free?
- Yes — PhonePe: Secure Payments App is free to download on iOS and Android.
- What platforms is PhonePe: Secure Payments App available on?
- PhonePe: Secure Payments App is available on iOS and Android.
- What is PhonePe?
- PhonePe is a payments and financial services app that supports BHIM UPI money transfers, bill payments, insurance purchases, mutual fund investments, and mobile recharges across 140+ banks in India.
- Can I use PhonePe to pay at offline stores?
- Yes. You can scan and pay via QR code at local stores including kirana shops, food outlets, and medicine stores.
- What types of insurance can I buy on PhonePe?
- PhonePe offers health insurance, term life insurance, car and two-wheeler insurance, personal accident insurance, travel insurance, and shop insurance against fire, theft, and natural calamities.
- What mutual fund categories are available?
- PhonePe offers liquid funds, tax-saving funds, equity funds, debt funds, hybrid funds, and super funds. You can also buy and sell 24K pure gold.
- What are the alternatives to PhonePe: Secure Payments App?
- PhonePe: Secure Payments App is similar to Revolut: Send, spend and save, Cash App, Robinhood: Trade Anything, and Monzo Bank - Mobile Banking. Browse related apps by tag: fintech, banking, and investing.
