About
Wise is an international money transfer and multi-currency account app used by 16 million+ customers to send, receive, and spend money across 145+ countries in 45+ currencies. Send money to 70+ countries at the mid-market exchange rate, with over 65% of transfers arriving in under 20 seconds. The multi-currency card works in 160+ countries with automatic local currency conversion. Hold and convert between 40 currencies instantly with no monthly fees, get local account details (UK account numbers, European IBANs, Australian details) to receive payments for free, and access business features like invoice payments and integrations with Stripe, Amazon, and Xero. All transfers are secured with two-factor authentication, encryption, and biometrics.
Highlights
- Send money to 70+ countries with mid-market exchange rates and instant transfers under 20 seconds
- Multi-currency card spends and withdraws cash in 160+ countries with automatic local currency conversion
- Hold and convert between 40 currencies instantly with no monthly or maintenance fees
- Get local account details (UK account numbers, European IBANs, Australian details) to receive payments for free
- Business integrations with Stripe, Amazon, and Xero for invoices and bill payments
- Two-factor authentication, encryption, and biometric security on all transfers
Best for
Individuals and businesses sending money internationally, freelancers and remote workers receiving payments in multiple currencies, expats managing finances across countries, and companies paying invoices and bills globally at better exchange rates.
At a glance
Wise: International Transfers is rated 4.7 out of 5 from 88,400 ratings and is available on iOS and Android — all free to download.
It is developed by Wise Payments Ltd.