About
Canadian Mortgage App is Canada's #1 mortgage calculator, used over 90 million times and featured by Apple as an Essential Finance App. It calculates your total home ownership cost, stress test eligibility, affordability, closing costs, land transfer taxes by province, and CMHC premiums with extended decimal precision to avoid floating-point errors. Compare real-time rates from national and regional lenders, run refinance analysis, model multiple payment frequencies, and generate PDF summaries. The app supports pre-qualification, scenario comparison, and import/export of calculations. Available free in English, French, Spanish, Chinese, and Hindi, with optional CMA PRO branding for real estate and mortgage professionals starting at $23.99/month CAD.
Highlights
- Real-time mortgage rate comparison from national and regional lenders and brokers
- Stress test calculator with Canadian qualification rules and minimum down payment analysis
- Provincial and municipal land transfer tax calculations including ON/TO first-time buyer rebates and BC foreign buyer tax
- CMHC premium calculator with PST calculation and extended decimal precision to avoid floating-point errors
- Refinance analyzer to determine if refinancing is worth the penalty
- CMA PRO branding option for real estate and mortgage professionals starting at $23.99/month CAD
Best for
Homebuyers evaluating affordability and mortgage options in Canada, real estate agents and mortgage professionals seeking a branded client tool, and anyone comparing refinancing scenarios or calculating closing costs and land transfer taxes.
At a glance
Canadian Mortgage App is rated 4.8 out of 5 from 11,426 ratings and is available on iOS and Android — all free to download.
It is developed by Bendigi Tech Inc..
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