About
Bank of America Mobile Banking lets you manage checking, savings, credit card, loan, and investment accounts from your phone. View balances, transfer funds, pay bills, deposit checks by photo, and send money via Zelle using a US mobile number or email. The app includes Erica, a virtual financial assistant that helps you find transactions and pay bills; biometric security with Touch ID and Face ID; a FICO credit score tracker; and budgeting tools to organize spending by category and set savings goals. Investment accounts can trade stocks, ETFs, and mutual funds with real-time market data and advisor messaging through Merrill integration.
Highlights
- Deposit checks by taking photos with immediate processing confirmation
- Send and receive money with Zelle using US mobile number or email
- Trade stocks, ETFs, and mutual funds with real-time market data through Merrill
- Erica virtual assistant finds transactions, pays bills, and provides alerts
- View FICO credit score and factors affecting your score
- Biometric security with Touch ID and Face ID authentication
Best for
Bank of America customers with US-based checking, savings, credit card, loan, or investment accounts who want to manage their finances, transfer money, pay bills, and trade investments from their mobile device.
At a glance
Bank of America Mobile Banking is rated 4.8 out of 5 from 4,756,545 ratings and is available on iOS and Android — all free to download.
It is developed by Bank of America.
Screenshots
Frequently Asked Questions
- Is Bank of America Mobile Banking free?
- Yes — Bank of America Mobile Banking is free to download on iOS and Android.
- What platforms is Bank of America Mobile Banking available on?
- Bank of America Mobile Banking is available on iOS and Android.
- What is Bank of America Mobile Banking?
- Bank of America Mobile Banking is an app for managing US-based Bank of America checking, savings, credit card, loan, and investment accounts. It lets you view balances, transfer funds, pay bills, deposit checks by photo, send money via Zelle, trade investments, and track spending with budgeting tools.
- Can I deposit checks with this app?
- Yes. You can take photos of checks to deposit them to your checking or savings account and receive immediate confirmation that your check is processing. Deposits are subject to verification and not available for immediate withdrawal.
- How do I send money with this app?
- You can securely send and receive money with Zelle using a US mobile number or email address. Zelle transfers require enrollment from a Bank of America consumer checking or savings account to an eligible domestic bank account. Recipients have 14 days to register or the transfer will be canceled.
- What security features does the app have?
- The app supports Touch ID and Face ID biometric authentication. Bank of America's Mobile Banking Security Guarantee means you're not liable for fraudulent transactions when you notify the bank within 60 days and comply with security responsibilities. The app also notifies you of suspected fraudulent activity.
- What are the alternatives to Bank of America Mobile Banking?
- Bank of America Mobile Banking is similar to Cash App, Monzo Bank - Mobile Banking, TD Canada, and Revolut: Send, spend and save. Browse related apps by tag: finance, banking, investing, and budgeting.
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